When systems break down, we look for villains. A CEO to indict, a bureaucrat to blame, a “bad apple” who spoiled the barrel. It feels right to imagine misdeeds coming from misdoers. But the pattern doesn’t hold. The same failures repeat across industries and decades: airlines overbook, banks mis-sell, hospitals miscode, and platforms amplify scams.
The names change; the moves repeat. If character were the deciding factor, outcomes would be more varied: sometimes disastrous, sometimes exemplary. Instead, we get the same rhymes over and over. That’s the signature of bad terrain.
“Terrain,” as I use it here, is the shape of the rules, incentives, and defaults that channel behavior. On tilted ground, the profitable move is the harmful one.
If cutting corners pays, fiduciary duty ensures corners will be cut. If an apology costs less than repair, apologies will proliferate. If paperwork shields more effectively than prevention, paperwork, not prevention, will grow.
Even people who want to do the right thing find themselves sliding. Virtue becomes friction, not direction: it slows the fall but cannot change its slope.
What looks like moral weakness is often structural gravity. If we want different outcomes, we need a different surface, not better sermons.
Much of today’s terrain is engineered for defensibility rather than integrity. What matters is not whether harm was avoided but whether harm can be explained away. A safety failure gets reclassified as a compliance issue, a financial misrepresentation as a disclosure dispute.
Complexity itself is weaponized; if only a handful of experts can decipher the rules, plausible deniability becomes the most valuable asset. Character still matters, but it matters less than paperwork.
The law is part of this terrain. Rules written for checks now funnel dark money. Labor categories built for factories stumble over app-mediated work. Obsolete statutes become tools. Gray zones are where games are played, and a terrain built on dead rules rewards exploitation over clarity.
The result is not random chaos but patterned failure. Gig work drifts toward precarity, financial “innovation” toward arbitrage, apologies toward substitution for restitution. As I argued in The Politics of Load Bearing, strain is routed by design, deciding who carries the weight. The consistency of those routes is what makes the limits of character so obvious: good intentions keep colliding with the same grooves, carved deeper by each cycle.
This is why relying on individual virtue so often ends in disappointment. On today’s terrain, doing right can look like negligence, while evasions are rewarded. That’s the dynamic I traced in Ethics Is What Gets You Fired: character is not just irrelevant but actively penalized. It’s not that people are irredeemable; it’s that the slope overwhelms them.
And that is the real lesson. We can’t rely on character. Good intentions can’t defy a slope forever. On tilted ground, virtue is friction, not direction; it slows the slide but doesn’t change its course. What looks like a personal failing is often a structural one, repeated until it feels inevitable. If we want different outcomes, sermons about ethics won’t get us there. Only a different surface will.
